How askNewton Works
A strict separation of calculations and communication ensures regulatory accuracy.
1. The Insurance Brain
A 100% deterministic TypeScript rules engine computes all calculations, rankings, deadlines, and eligibility flags. No AI hallucinations are possible in calculations.
2. The Explanation Layer
Our AI layer (Claude 3.5 Sonnet) translates the Brain's structured output into plain language or another language. It is constrained to only use verified facts.
3. Human Advisor Safeguard
We require a human licensed advisor in the loop before you make any binding plan choices, submit applications, or file appeals.
Safety & Isolation Architecture
Calculations and AI generation are separated by design to prevent advice errors.
User state, newcomer status, age & optional needs preferences.
Rules Engine resolves FPL subsidy thresholds and ranks plans.
Claude LLM translates results without fabricating details.
Our calculations use deterministic rules built on standard ACA guidelines. We prioritize transparency and expert verification above pure software automation.